Liquor Liability Insurance

Liquor liability insurance for your business.

Hospitality Insurance Group writes liquor liability insurance in Massachusetts, Connecticut, New Hampshire, North Carolina, Pennsylvania, Rhode Island, and Vermont.

Businesses in the hospitality industry that serve or sell liquor are at tremendous risk for unexpected claims. Does your business have a liquor exposure?

Hospitality Insurance Group offers liquor liability insurance coverage to thousands of businesses including:

  • Bars
  • Nightclubs
  • Restaurants
  • Convenience stores
  • Social clubs
  • Special events
  • Package stores
  • Caterers
  • Taverns
  • Bowling alleys
  • Other establishments that serve or sell liquor

In Massachusetts, liquor liability insurance is required by law for businesses that serve or sell liquor to have liquor liability coverage with minimum limits of $250,000/$500,000.

We recognize the risk businesses in the hospitality industry face for liquor-related assault and battery claims.  We offer Assault & Battery coverage by endorsement for full limits and several sub-limit options to provide you with the coverage you need. We also offer the option to add an additional insured to the policy.

Would you like to save some money on your liquor liability policy?

Clients who qualify for preferred liquor rates are eligible for substantially reduced premiums with additional savings for establishments that purchase package policies and/or general liability and liquor liability coverage.

Discounts are available for those insured who are members of their state restaurant association.

Click here for more information on your state’s restaurant association.

We also offer discounts to policyholders that meet our requirements for specialized training programs. Some of these programs include alcohol-awareness training, use of age verification systems, and security training programs.

Click here for a list of approved training programs.

Learn More

To learn more about our products and coverages, please contact your local independent insurance agent today or contact Hospitality Insurance Group directly at 877-366-1140 (toll-free).

Please see the links below for some additional resources regarding our liquor liability coverage.