Our BOP (business owners policy) provides comprehensive coverage for small businesses. The BOP program includes the general classes of business listed below. The product can be enhanced by adding one of our two enhancement endorsements, Prime or Prime Deluxe. The BOP can be written for business with and without a liquor exposure and we can provide Excess Liability coverage of up to $1mm in addition to the BOP. Click here for a BOP application.  All of our applications are located at Applications – Hospitality Insurance Group. If the business sells or serves alcohol, the Hospitality Insurance liquor application should also be submitted. The liquor application link is here.

General eligible classes include:

  • Restaurants from fast food to fine dining (with or without alcohol)
  • Package stores
  • Convenience stores
  • Food markets (up to 4,000 sq ft)
  • Offices
  • Lessors Risk
  • And many “Main Street” retail type businesses.

Click here to see “Frequently Asked Questions” and learn more about the program.