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    Hospitality Insurance Group provides liquor liability insurance coverage for restaurant establishments in Massachusetts, Connecticut, New Hampshire, North Carolina, Pennsylvania, Rhode Island and Vermont.

    When your business serves or sells liquor, it’s always best to play it safe. At Hospitality Insurance Group (HIG) we seek to provide the best liquor liability insurance coverage possible to protect establishments in what is known to be a high-risk industry.

    We offer commercial property, general liability,liquor liability and excess policies to owners of establishments that serve or sell liquor including bars, taverns, restaurants, breweries, social clubs and liquor stores, as well as caterers and other qualified businesses. We also offer a Business Owners policy to insure liquor stores, convenience stores and restaurants with or without alcohol sales.

    For Independent Insurance Agents looking to sell insurance to their clientele in the restaurant industry, we offer attractive commissions and the ability to reach a largely untapped market.

    For bar and restaurant owners, liquor store owners, breweries, social clubs, caterers and other business owners with the potential for liquor liability, we offer affordable, comprehensive coverage, with add-ons for assault and battery and property damage.

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    A winning combination – Finpoint Insurance Agency and Hospitality Insurance Group BOP Program

    Finpoint Insurance Agency of Wilmington, NC has made quoting our BOP program a regular part of their business. Since being appointed in February of 2023, the agency has been leading the way in number of BOPs and BOP eligible liquor policies quoted with us. The agency quotes cover many eligible classes, including restaurants, LROs, professional offices (real estate, accountants…), and main street retail stores.

    Agency owner, Adam Litton, and his team jumped right in after completing their agency training. Adam says that the responsiveness of the Hospitality underwriters when it came to quoting questions made learning the system quite easy. When they have questions, just a quick e-mail or phone call gets them the help they need to keep moving. Knowing that a quick response to any questions is just a few clicks or call away made Hospitality a great carrier to quote with. They generally see referred BOP quotes reviewed and returned to them the same day that they are submitted.

    Jay Bryant, a producer for the agency stated, “It has been an absolute pleasure working with the entire Hospitality Team! There are three major factors that make Hospitality Insurance a go to market for me. The ease of quoting on the system has been a big plus for me. The appetite of classes has allowed me to quote coverages quickly knowing that they more than likely will fit with Hospitality and the underwriting support has been a real bonus.”

    If you haven’t tried our agency portal for quoting BOPs and BOP Eligible Liquor policies, give us a shot at helping you find a great new home for your clients, just like we did for Finpoint Insurance!

    Thanks to Adam and his team at Finpoint, together we’re growing our NC BOP business and more!

    In general, our BOP program includes the following classes:

    • Restaurants, with or without alcohol sales
    • Package/liquor stores
    • Convenience stores – no gas
    • Commercial condominiums
    • LROs
    • Many main street retail classes.

    Our portal includes access to other information such as policy documents, billing information and loss runs.

    Announcing a NEW Discount for restaurant association members!

    Hospitality Ins Group has received approval to offer a 5% discount on our Business Owner Policy (BOP) for restaurant association members in MA, PA, NH, RI, and NC. The discount has been programed in the rating on our agency portal and is available today for MA, RI, PA, and Nh and will be available in NC on June 22, 2023. Be sure to ask your restaurant clients if they are an association member so they can get the 5% discount!

    Niche Writer
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    Does your business serve or sell liquor? We have the coverage you need.

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    All Under One Roof
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    Full menu coverage options all under one roof. Offering CPP, LL, GL and Excess Coverage

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    Assault & Battery Coverage
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    Coverage up to full policy limits or sublimit are available with no deductibles.

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    Pay Your Premium Online

    Hospitality Insurance Group is excited to announce that we’ve recently partnered with Xpress-pay, a leading ePayment solution provider, to provide our policyholders with a faster, more convenient way of making premium payments. We’re confident this will be a great addition to the service we provide you!

    Hospitality Mutual Insurance Co.

    MA Policyholders

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    Hospitality Insurance Co.

    CT, NH, NC, PA, RI & VT

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    The Massachusetts Restaurant Association
    RI Hospitality Association
    Pennsylvania Restaurant & Lodging Association logo
    North Carolina Restaurant And Lodging Association
    Vermont Chamber of Commerce logo
    New Hampshire Lodging & Restaurant Association
    IA&B logo
    Connecticut Restaurant Association logo