April 2018 Liquor Liability Insurance Policies


Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in April 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.


Bar & Grille in New Bedford, MA
GL A&B & Property Damage
1000/1000/2000 LL
Total Sales: $1,877,000
Liquor to Food Sales Ratio: 39%
Endorsements/Discounts Applied:
Alcohol Awareness Training, Elite Discount, Loss Free
Total Premium: $20,218
Restaurant in McKees Rocks, PA
Total Sales: $2,425,974.00
Liquor to Food Sales Ratio: 43%
Endorsements/Discounts Applied:
GL A&B and Property Damage
Alcohol Awareness Training, Member of Restaurant Association
Total Premium: $17,840
Restaurant in Fall River, MA
CPP: $80,000 BPP; $60,000 BI; $1,000 Deductible; GL: 1M/2M; LL: $1M/$2M
Total Sales: $130,000.00
Liquor to Food Sales Ratio: 10%
Endorsements/Discounts Applied:
Alcohol Awareness Training
CP: $831; GL: $750; LL: $949 = $2,530
Restaurant in Chester, CT
Total Sales: $1,400,000.00
Liquor to Food Sales Ratio: 28%
Endorsements/Discounts Applied:GL A&B
Alcohol Awareness Training
Total Premium: $3,818

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.