Liquor Liability Policies

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September 2018 Liquor Liability Insurance Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in September 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

  • Restaurant
  • Springfield, MA
  • CP $151,000 BPP and $370,000 BI; GL:  1M/2M; LL:  1M/2M
  • $881,334
  • 39%
  • Hired and Non-Owned Auto and AI on GL; GL A&B and PD on LL
    • Alcohol Awareness Training
    • Member of Restaurant Association
    • Elite Discount
  • $9,359 Total; CP: $1,862; GL:  $2,436; LL:  $3,562; EL:  $1,499

 

 

  • Bar
  • Greenville, NC
  • $1M/$1M/$2M
  • $1.1M
  • 84.6%
  • No
    • Alcohol Awareness Training
    • Member of Restaurant Association
  • $13,200 (LL)

 

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

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August 2018 Liquor Liability Insurance Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in August 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

  • Restaurant
  • Cumberland RI
  • 250,000 per person /$500,000 Per Occ/$500,000 Agg
  • $250,000
  • 40%
  • Optional GL A&B
    • Alcohol Awareness Training
  • $1,199.00

 

  • Type of Establishment: Restaurant
  • Orwigsburg, PA
  • 1,000,000/1,000,000/2,000,000
  • 254,138
  • 41%
  • GL A&B
    • Alcohol Awareness Training
    • Elite Discount
  • $6,458

 

  • Bar
  • Charlotte, North Carolina
  • $1M/$2M
  • $1,901,233
  • 100%
  • GL A&B, Property Damage
    • Alcohol Awareness Training
    • Member of Restaurant Association
  • GL – $26,899  LL- $60,583

 

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

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July 2018 Liquor Liability Insurance Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in July 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

 

  • Tavern
  • Bethlehem, PA
  • 1,000,000/1,000,000/2,000,000
  • $527,000
  • 62% Liquor
  • GL A&B
    • Alcohol Awareness Training
    • Member of Restaurant Association
  • $14,074

 

  • Social Club
  • New Haven, CT
  • 500,000 Per Person /$1,000,000 Per Occ/$1,000,000 Agg Limit
  • $120,000
  • 41%
  • Optional A&B
    • Alcohol Awareness Training
  • $919.00

 

 

  • Restaurant
  • Bedford, NH
  • 1M/1M/2M
  • 3,500,000
  • 21
  • None
    • Alcohol Awareness Training
    • Member of Restaurant Association
  • $5,922

 

 

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

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June 2018 Liquor Liability Insurance Policies

June 2018 Liquor Liability Insurance Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in June 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

  • Private Bar
  • Wake Forest, NC
  • $1M/$2M
  • 144,000
  • 100%
  • GL A & B, Property Damage
    • Alcohol Awareness Training
    • Member of Restaurant Association
  • $4641 (LL – $2584 , GL – $825, CP – $1222)

 

 

  • Social Club
  • Pawtucket, RI
  • $1,000,000 pp/1,000,000 per occ/2,000,000 Agg
  • $40,000
  • 80%
  • Optional GL A&B
    • Alcohol Awareness Training
  • $1032

 

 

  • Wine Bar
  • North Andover, MA
  • $1000000
  • 318912
  • 71%
  • N/A
    • Alcohol Awareness Training
    • Member of Restaurant Association
  • $6876

 

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

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May 2018 Liquor Liability Insurance Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in May 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

  • Restaurant/Bar
  • Asheville, NC
  • $1M/$2M
  • $130,000
  • 37%
  • GL A&B, Property Damage
    • Alcohol Awareness Training
  • 5107(CP, GL, LL, Excess)  (LL – $1,174)

 

  • Bar / Tavern
  • Mattapan, MA
  • 1M/1M/2M
  • 240,585
  • 77%
  • GL A&B
    • Alcohol Awareness Training
    • Loss Free
  • $7,901

 

  • Casino w/ Bar
  • Hampton, New Hampshire
  • GL and Liquor 1000/1000/2000
  • 883000
  • 78%
  • GL A&B Endorsement
    • Alcohol Awareness Training
    • Member of Restaurant Association
    • Elite Discount
    • Loss Free
  • 15,037

 

    • Alcohol Awareness Training
    • Member of Restaurant Association

 

    • Alcohol Awareness Training

 

    • Alcohol Awareness Training

 

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

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April 2018 Liquor Liability Insurance Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in April 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

 

Bar & Grille in New Bedford, MA
GL A&B & Property Damage
1000/1000/2000 LL
Total Sales: $1,877,000
Liquor to Food Sales Ratio: 39%
Endorsements/Discounts Applied:
Alcohol Awareness Training, Elite Discount, Loss Free
Total Premium: $20,218
Restaurant in McKees Rocks, PA
$1M/$1M/$2M
Total Sales: $2,425,974.00
Liquor to Food Sales Ratio: 43%
Endorsements/Discounts Applied:
GL A&B and Property Damage
Alcohol Awareness Training, Member of Restaurant Association
Total Premium: $17,840
Restaurant in Fall River, MA
CPP: $80,000 BPP; $60,000 BI; $1,000 Deductible; GL: 1M/2M; LL: $1M/$2M
Total Sales: $130,000.00
Liquor to Food Sales Ratio: 10%
Endorsements/Discounts Applied:
GL A&B
Alcohol Awareness Training
CP: $831; GL: $750; LL: $949 = $2,530
Restaurant in Chester, CT
1M/1M/2M
Total Sales: $1,400,000.00
Liquor to Food Sales Ratio: 28%
Endorsements/Discounts Applied:GL A&B
Alcohol Awareness Training
Total Premium: $3,818

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

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March 2018 Liquor Liability Insurance Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in March 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

Type of Establishment Town, State Coverage Limits Total Sales Liquor to Food Sales Ratio Endorsements/Discounts Total Premium
Restaurant Fayetteville, NC $1M/$1M/$2M $583,663 18% GL A & B + Property Damage
Alcohol Awareness Training
$6,835
Bar/Lounge Pawtucket, RI $1M/$1M/$2M $387,400 84% Prop, GL and LL with GL A&B/PD
Alcohol Awareness Training
Member of Restaurant Association
$17,052
Bar Hyannis, MA $250K/$500K/$500K $530,000 99% Alcohol Awareness Training
Member of Restaurant Association
$12,733
Bar Wakefield, RI $1M/$1M $2M $2,200,000 63% Loss Free Credit
Alcohol Awareness Training
Member of Restaurant Association
$24,189
Restaurant Spencer, MA $1M/$1M/$2M $3,061,000 19% Alcohol Awareness Training
Elite Discount
Loss Free Credit
$2,866

 

 

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

 

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February 2018 Liquor Liability Insurance Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in February 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

Catering
Richmond, MA
Coverage Needed: Liquor Liability
Limits: GL: 1M/1M/2M
Total Sales: $2,500 Adult Attendees
Liquor to Food Sales Ratio: N/A
Endorsements: GL A&B
Discounts Applied:N/A
Total Premium: $2,565

Speakeasy Themed Cocktail Lounge
Concord, NH
Coverage Needed: GL & LL
Limits: GL: LL 1000/1000/2000 GL 1000/2000
Total Sales: $700,000
Liquor to Food Sales Ratio: 57% Liquor
Endorsements: GL A&B
Discounts Applied: NHLRA
Total Premium: $15,512

Night Club
Providence, RI
Coverage Needed: Liquor Liability
Limits: 1M/1M/2M
Total Sales: $250,000
Liquor to Food Sales Ratio: 100%
Endorsements: Property Damage , Optional GL A&B
Discounts Applied: Alcohol Awareness Training
Total Premium: $8,157

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

by admin admin No Comments

January 2018 Liquor Liability Policies

Take a look at some of the policies Hospitality Insurance Group wrote in January 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

Bar/Grille in Beverly, MA
Mono-line Liquor
1000/1000/2000
$1,141,000 total receipts
50% liquor/food
Loss Free/ AA Credit
$10,154

Night Club & Function Hall
Fall River, Mass
Coverage Needed: GL and LL
Limits: GL: 1M/2M and LL: 1M/2M
Total Sales: GL: Club 4500 (Area) and Function Hall 3375 (Area) LL: $107,000
Liquor to Food Sales Ratio: 100%
Endorsements: GL A&B
Discounts Applied:
– Alcohol Awareness Training
Total Premium: GL: $2,355 and LL: $3,896 for a total of $6,251

Lounge in North Carolina
Coverage: Liquor Liability
Limits: 1M/1M/2M
Total Sales: 166,000
Liquor to Food Sales Ratio: 0%
Endorsements: GL A & B, Property Damage
Discounts Applied:
Alcohol Awareness Training
Membership Credit North Carolina Restaurant Lodging Association
Total Premium: $3969

Restaurant in New Haven, CT
Coverage Needed: Liquor Liability
Limits: 1M/1M/2M
Total Sales: $660,000
Liquor to Food Sales Ratio: 16.67%
Endorsements: Additional Insured
Discounts Applied:
– Alcohol Awareness Training – Yes
– Membership Credit (INSERT MEMBERSHIP NAME) No
– Elite Discount Applied No
Total Premium: $ 2,016

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

by admin admin No Comments

December 2017 Liquor Liability Policies

Take a look at some of the policies Hospitality Insurance Group wrote in December 2017 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

Lawrence, MA
Coverage: LL
Limits: 250/500/500
Total Sales: $265,000 Liquor + $32,000 Food = $297,000
Liquor to Food Sales Ratio: 89%
Endorsements: GL A&B
Discounts Applied: Alcohol Awareness Credit
Total Premium: $6,148

Salem, NH
Coverage: Mono-line Liquor
Limits: 1M/1M/2M
Total Sales: $550,000
Liquor to Food Sales Ratio: 90%
Discounts Applied: Alcohol Awareness Credit + NHLRA
Total Premium: $24,351
Keene, NH
Coverage: GL & Property
Total Sales: $870,000
Liquor to Food Sales Ratio: 89%
Total Premium: $8,453
Concord, NH
Coverage: GL & Property & Liquor
Limits: 1M/1M/2M
Total Sales: $250,000
Liquor to Food Sales Ratio: 30%
Total Premium: $4,997

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

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