Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in September 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

• Type of Establishment
  Restaurant
• City, State
  Springfield, MA
• Coverage Limits:
  CP $151,000 BPP and $370,000 BI; GL:  1M/2M; LL:  1M/2M
• Total Sales:
  $881,334
• Liquor to Food Sales Ratio:
  39%
• Endorsements:
  Hired and Non-Owned Auto and AI on GL; GL A&B and PD on LL
• Discounts Applied:
  • Alcohol Awareness Training
  • Member of Restaurant Association
  • Elite Discount
• Total Premium:
  $9,359 Total; CP: $1,862; GL:  $2,436; LL:  $3,562; EL:  $1,499

• Type of Establishment
  Bar
• City, State
  Greenville, NC
• Coverage Limits:
  $1M/$1M/$2M
• Total Sales:
  $1.1M
• Liquor to Food Sales Ratio:
  84.6%
• Endorsements:
  No
• Discounts Applied:
  • Alcohol Awareness Training
  • Member of Restaurant Association
• Total Premium:
  $13,200 (LL)

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in August 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

• Type of Establishment: Restaurant
• City, State
  Cumberland RI
• Coverage Limits:
  250,000 per person /$500,000 Per Occ/$500,000 Agg
• Total Sales:
  $250,000
• Liquor to Food Sales Ratio:
  40%
• Endorsements:
  Optional GL A&B
• Discounts Applied:
  • Alcohol Awareness Training
• Total Premium:
  $1,199.00

• Type of Establishment: Restaurant
• City, State
  Orwigsburg, PA
• Coverage Limits:
  1,000,000/1,000,000/2,000,000
• Total Sales:
  254,138
• Liquor to Food Sales Ratio:
  41%
• Endorsements:
  GL A&B
• Discounts Applied:
  • Alcohol Awareness Training
  • Elite Discount
• Total Premium:
  $6,458

• Type of Establishment: Bar
• City, State
  Charlotte, North Carolina
• Coverage Limits:
  $1M/$2M
• Total Sales:
  $1,901,233
• Liquor to Food Sales Ratio:
  100%
• Endorsements:
  GL A&B, Property Damage
• Discounts Applied:
  • Alcohol Awareness Training
  • Member of Restaurant Association
• Total Premium:
  GL – $26,899  LL- $60,583

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in July 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

• Type of Establishment
  Tavern
• City, State
  Bethlehem, PA
• Coverage Limits:
  1,000,000/1,000,000/2,000,000
• Total Sales:
  $527,000
• Liquor to Food Sales Ratio:
  62% Liquor
• Endorsements:
  GL A&B
• Discounts Applied:
  • Alcohol Awareness Training
  • Member of Restaurant Association
• Total Premium:$14,074

• Type of Establishment
  Social Club
• City, State
  New Haven, CT
• Coverage Limits:
  500,000 Per Person /$1,000,000 Per Occ/$1,000,000 Agg Limit
• Total Sales:
  $120,000
• Liquor to Food Sales Ratio:
  41%
• Endorsements:
  Optional A&B
• Discounts Applied:
  • Alcohol Awareness Training
• Total Premium: $919.00

• Type of Establishment
  Restaurant
• City, State
  Bedford, NH
• Coverage Limits:
  1M/1M/2M
• Total Sales:
  3,500,000
• Liquor to Food Sales Ratio:
  21
• Endorsements:
  None
• Discounts Applied:
  • Alcohol Awareness Training
  • Member of Restaurant Association
• Total Premium: $5,922

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

June 2018 Liquor Liability Insurance Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in June 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

• Type of Establishment
  Private Bar
• City, State
  Wake Forest, NC
• Coverage Limits:
  $1M/$2M
• Total Sales:
  144,000
• Liquor to Food Sales Ratio:
  100%
• Endorsements:
  GL A & B, Property Damage
• Discounts Applied:
  • Alcohol Awareness Training
  • Member of Restaurant Association
• Total Premium:
  $4641 (LL – $2584 , GL – $825, CP – $1222)

• Type of Establishment
  Social Club
• City, State
  Pawtucket, RI
• Coverage Limits:
  $1,000,000 pp/1,000,000 per occ/2,000,000 Agg
• Total Sales:
  $40,000
• Liquor to Food Sales Ratio:
  80%
• Endorsements:
  Optional GL A&B
• Discounts Applied:
  • Alcohol Awareness Training
• Total Premium:
  $1032

• Type of Establishment
  Wine Bar
• City, State
  North Andover, MA
• Coverage Limits:
  $1000000
• Total Sales:
  318912
• Liquor to Food Sales Ratio:
  71%
• Endorsements:
  N/A
• Discounts Applied:
  • Alcohol Awareness Training
  • Member of Restaurant Association
• Total Premium:
  $6876

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in May 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

• Type of Establishment: Bar / Tavern
• City, State: Mattapan, MA
• Coverage Limits: 1M/1M/2M
• Total Sales: $240,585
• Liquor to Food Sales Ratio: 77%
• Endorsements: GL A&B
• Discounts Applied:
  • Alcohol Awareness Training
  • Loss Free
• Total Premium: $7,901

• Type of Establishment: Casino w/ Bar
• City, State: Hampton, New Hampshire
• Coverage Limits: GL and Liquor 1000/1000/2000
• Total Sales: $883000
• Liquor to Food Sales Ratio: 78%
• Endorsements: GL A&B Endorsement
• Discounts Applied:
  • Alcohol Awareness Training
  • Member of Restaurant Association
  • Elite Discount
  • Loss Free
• Total Premium: $15,037

• Type of Establishment: Bar 
• City, State:  Worcester, MA
• Coverage Limits: $100K contents /1m/2m GL /$500K/1M LL
• Total Sales: $274K
• Liquor to Food Sales Ratio: 100%
• Endorsements: GL A&B
• Discounts Applied:
  • Alcohol Awareness Training
  • Member of Restaurant Association
• Total Premium: $13,270

• Type of Establishment: Restaurant – Breakfast Place
• City, State:  Burlington, VT
• Coverage Limits: 1M/1M/2M
• Total Sales: $30000
• Liquor to Food Sales Ratio: 1%
• Endorsements: None
• Discounts Applied:
  • Alcohol Awareness Training
• Total Premium: $750 – minimum premium

• Type of Establishment: Nightclub 
• City, State:  Providence, RI
• Coverage Limits: $500,000 Per Person / $1M Per Occurrence / $1M Agg Limit
• Total Sales: $200,000
• Liquor to Food Sales Ratio: 100%
• Endorsements: Optional GL A&B
• Discounts Applied:
  • Alcohol Awareness Training
• Total Premium: $7203

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in April 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in March 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in February 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

Catering
Richmond, MA
Coverage Needed: Liquor Liability
Limits: GL: 1M/1M/2M
Total Sales: $2,500 Adult Attendees
Liquor to Food Sales Ratio: N/A
Endorsements: GL A&B
Discounts Applied:N/A
Total Premium: $2,565

Speakeasy Themed Cocktail Lounge
Concord, NH
Coverage Needed: GL & LL
Limits: GL: LL 1000/1000/2000 GL 1000/2000
Total Sales: $700,000
Liquor to Food Sales Ratio: 57% Liquor
Endorsements: GL A&B
Discounts Applied: NHLRA
Total Premium: $15,512

Night Club
Providence, RI
Coverage Needed: Liquor Liability
Limits: 1M/1M/2M
Total Sales: $250,000
Liquor to Food Sales Ratio: 100%
Endorsements: Property Damage , Optional GL A&B
Discounts Applied: Alcohol Awareness Training
Total Premium: $8,157

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

Take a look at some of the policies Hospitality Insurance Group wrote in January 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

Bar/Grille in Beverly, MA
Mono-line Liquor
1000/1000/2000
$1,141,000 total receipts
50% liquor/food
Loss Free/ AA Credit
$10,154

Night Club & Function Hall
Fall River, Mass
Coverage Needed: GL and LL
Limits: GL: 1M/2M and LL: 1M/2M
Total Sales: GL: Club 4500 (Area) and Function Hall 3375 (Area) LL: $107,000
Liquor to Food Sales Ratio: 100%
Endorsements: GL A&B
Discounts Applied:
– Alcohol Awareness Training
Total Premium: GL: $2,355 and LL: $3,896 for a total of $6,251

Lounge in North Carolina
Coverage: Liquor Liability
Limits: 1M/1M/2M
Total Sales: 166,000
Liquor to Food Sales Ratio: 0%
Endorsements: GL A & B, Property Damage
Discounts Applied:
Alcohol Awareness Training
Membership Credit North Carolina Restaurant Lodging Association
Total Premium: $3969

Restaurant in New Haven, CT
Coverage Needed: Liquor Liability
Limits: 1M/1M/2M
Total Sales: $660,000
Liquor to Food Sales Ratio: 16.67%
Endorsements: Additional Insured
Discounts Applied:
– Alcohol Awareness Training – Yes
– Membership Credit (INSERT MEMBERSHIP NAME) No
– Elite Discount Applied No
Total Premium: $ 2,016

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

Take a look at some of the policies Hospitality Insurance Group wrote in December 2017 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

Lawrence, MA
Coverage: LL
Limits: 250/500/500
Total Sales: $265,000 Liquor + $32,000 Food = $297,000
Liquor to Food Sales Ratio: 89%
Endorsements: GL A&B
Discounts Applied: Alcohol Awareness Credit
Total Premium: $6,148