For Agents: Why Sell Liquor Liability Insurance
Why should Independent Insurance Agents be interested in selling insurance through Hospitality Insurance Group to the restaurant industry? Because Hospitality Insurance Group takes the risk out of hospitality … More »
For Restaurants: Why You Need Coverage
In today’s world, businesses can be held liable for practically anything. That’s especially true in the hospitality industry, where businesses serving or selling liquor may be named in lawsuits … More »
Hospitality Insurance Group provides liquor liability insurance coverage for restaurant establishments in Massachusetts, Connecticut, New Hampshire, North Carolina, Pennsylvania, Rhode Island and Vermont.
When your business serves or sells liquor, it’s always best to play it safe. At Hospitality Insurance Group (HIG) we seek to provide the best liquor liability insurance coverage possible to protect establishments in what is known to be a high-risk industry.
We offer commercial property, general liability, liquor liability and excess policies to owners of establishments that serve or sell liquor including bars, taverns, restaurants, social clubs and liquor stores, as well as caterers and other qualified businesses.
For Independent Insurance Agents looking to sell insurance to their clientele in the restaurant industry, we offer attractive commissions and the ability to reach a largely untapped market.
For bar and restaurant owners, liquor store owners, social clubs, caterers and other business owners with the potential for liquor liability, we offer affordable, comprehensive coverage, with add-ons for assault and battery and property damage.
Hospitality Mutual Insurance Company (HMIC) is a private, mutually owned insurance company operating in the state of Massachusetts.
In 2010, HMIC expanded its operations and formed Hospitality Insurance Company (HIC), which allowed us to extend our operations out of Massachusetts. HIC now writes business in the states of Connecticut, New Hampshire, North Carolina, Pennsylvania, Rhode Island, and Vermont.
Together, Hospitality Mutual Insurance Company and Hospitality Insurance Company operate as Hospitality Insurance Group.
For more information or to find an independent insurance agent offering liquor liability coverage near you, click here to request a call from our team.
September 8, 2022
A scheduled cleaning program prevents excessive buildup of grease in the hood, duct workand fan. Grease accumulations lead to an increased fire risk. Semi-annual cleaning of theventilation system is often recommended; however, this is not an effective cleaning scheduleas the amount of potential grease accumulations varies drastically based on the type andintensity of cooking. The […]
August 25, 2022
There are an estimated 5,600 restaurant fires reported annually, resulting in over $116M in property damage. * Most Common Causes of Fires in Restaurants** Cooking Equipment is responsible for 57% of restaurant fires. Heating Equipment is responsible for 10% of restaurant fires. Electrical distribution and lighting equipment is responsible for 7% of restaurant fires Smoking […]
July 28, 2022
Automatic suppression systems are vital for protection against fire in commercial cooking. The system has fusible links installed in the hood plenum area and, when a fire occurs, the link separates and activates the suppression system. A suppression agent is released from a series of nozzles, smothering the fire and creating a foam blanket to […]