October 2017 Liquor Liability Policies


Take a look at some of the policies Hospitality Insurance Group wrote in October 2017 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

Type of Establishment: Restaurant, New Bedford, MA
Coverage Needed: Liquor Liability
Limits: 250/500/500
Total Sales: $400,000 (Liquor) + $400,000 (Food) = $800,000 Total
Liquor to Food Sales Ratio: 50%
Endorsements: None
Discounts Applied:
Alcohol Training Credit
Total Premium: $5,360

Type of Establishment in Harrisville, RI
Coverage Needed: Liquor – Optional GL A&B – Property Damage
Limits: 1M/1M/2M
Total Sales: 989,657
Liquor to Food Sales Ratio:36%
Endorsements: Additional Insured
Discounts Applied:
– Alcohol Awareness Training- Yes
– Elite Discount Applied
Total Premium: $3698

North Carolina
Live Entertainment
Coverage: LL
Limits: 1M/1M/2M
Total Sales: $2,000,000
Liquor to Food Sales Ratio: 45%
Endorsements: GL A&B Property Damage
Discounts Applied: Alcohol Awareness Training + Membership Credit
Total Premium: $6,084

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.