For Agents: Why Sell Liquor Liability Insurance
Why should Independent Insurance Agents be interested in selling insurance through Hospitality Insurance Group to the restaurant industry? Because Hospitality Insurance Group takes the risk out of hospitality … More »
For Restaurants: Why You Need Coverage
In today’s world, businesses can be held liable for practically anything. That’s especially true in the hospitality industry, where businesses serving or selling liquor may be named in lawsuits … More »
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Hospitality Insurance Group provides liquor liability insurance coverage for restaurant establishments in Massachusetts, Connecticut, New Hampshire, North Carolina, Pennsylvania, Rhode Island and Vermont.
When your business serves or sells liquor, it’s always best to play it safe. At Hospitality Insurance Group (HIG) we seek to provide the best liquor liability insurance coverage possible to protect establishments in what is known to be a high-risk industry.
We offer commercial property, general liability, liquor liability and excess policies to owners of establishments that serve or sell liquor including bars, taverns, restaurants, social clubs and liquor stores, as well as caterers and other qualified businesses.
For Independent Insurance Agents looking to sell insurance to their clientele in the restaurant industry, we offer attractive commissions and the ability to reach a largely untapped market.
For bar and restaurant owners, liquor store owners, social clubs, caterers and other business owners with the potential for liquor liability, we offer affordable, comprehensive coverage, with add-ons for assault and battery and property damage.
Hospitality Mutual Insurance Company (HMIC) is a private, mutually owned insurance company operating in the state of Massachusetts.
In 2010, HMIC expanded its operations and formed Hospitality Insurance Company (HIC), which allowed us to extend our operations out of Massachusetts. HIC now writes business in the states of Connecticut, New Hampshire, North Carolina, Pennsylvania, Rhode Island, and Vermont.
Together, Hospitality Mutual Insurance Company and Hospitality Insurance Company operate as Hospitality Insurance Group.
For more information or to find an independent insurance agent offering liquor liability coverage near you, click here to request a call from our team.
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January 9, 2026
Hospitality Insurance Group Announces Retirement of President & CEO Richard Welch
Executive Search to Begin for Successor SOUTHBOROUGH, MA (January 8, 2026) – Hospitality Insurance Group today announced that President and Chief Executive Officer Richard E. Welch, Jr. will retire in 2026, following a distinguished career spanning more than four decades in the insurance industry. Welch has led the company since 2018, guiding it through a […]
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November 12, 2025
Video Retention: How Long Should You Keep Security Camera Footage?
Security cameras are an important safeguard for bars, restaurants, and breweries. They help deter theft, protect employees and customers, and provide valuable evidence in the event of an incident. But one key question many business owners overlook is: how long should you keep the video? Why Retention Matters Holding onto footage for the right amount […]
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November 5, 2025
Beware of the Chair: Preventing Hand Injuries in Bars and Restaurants
When you think of workplace hazards in the hospitality industry, slips, trips, and burns might come to mind first. But one of the most overlooked and surprisingly common sources of injury comes from an everyday object: the bar chair. The Hidden Risk in a Common Task Bar chairs, especially swivel models, can pose a danger […]
